Offer your clients something other benefit consultants can’t: a risk free, self funded Rx plan at one fixed guaranteed cost. 

This is better than level funding. Our guaranteed costs comes with 100% risk protection and a return of savings for good plan performance.

With nearly 40 years of pharmacy benefit expertise, Benecard is backed by award-winning US-based service.

24/7/365 US-Based Member Support

3x’s Stevie Awards Winner- Contact Center of the Year

97% Client Retention

The question isn’t if your clients’ Rx costs will spike. 
It’s whether you’ll be the one responsible when they do.

Replace uncertainty with predictability — and win more business that will:

Increase client retention

Differentiate your proposals

Deliver measurable savings

You're Clients Are Tired of Rolling the Dice on Their Rx Costs

caucasian hand rolling two red dice representing how pharmacy benefit costs are risky.

Every year, you’re asked to explain:

  • Rising specialty costs
  • Unexpected high cost claims such as GLP-1s
  • Budget overruns

And the answer? Rebates will offset it.

That is getting harder to defend with the regulations around rebates and transparency.

The Problem Isn’t Just Rising Costs. It’s Unpredictability.

And the traditional self-funded model was never designed to deliver predictability.

That’s Where Benecard Changes the Model

Instead of reacting to volatility, Benecard removes it entirely.

  • No guessing month to month pharmacy drug spend
  • No waiting for rebates
  • No lasering claims
  • No reconciliation required

There is a Better Approach to Pharmacy Benefits

Fixed Monthly Program Charges

100% Risk Protection

No Reconciliation or Surprise Bills

Return of Savings for Good Plan Performance

24/7 US-Based, Award-Winning Service

Proven Clinical Programs with Better Outcomes 

Same Plan Design- Different Financial Outcome

Offer clients a solution that removes pharmacy cost uncertainty while preserving the advantages of a self-funded benefit strategy.

Risky Choice

Recommended Choice

Traditional PBM Model

Benecard Risk Free, One Fixed Cost Model

Employer takes on risk

  • 100% risk protection
  • Monthly costs fluctuate – lack of security
  • Predictable, monthly program charges
  • Rebates paid several months later and not guaranteed
  • Rebates built-into fixed monthly program charges
  • Multiple charges for services provided, plus claims 
  • Return of savings for good plan performance

What This Means For You

Win More Deals- Offer something competitors can’t: a risk free, self-funded plan that fulfills regulatory compliance and provides budget security.

Retain More Clients-Eliminate unexpected pharmacy spending while delivering a better member experience through suprerior US-based member support and proactive clinical programs.

Simplify Renewals-No volatility = no difficult financial conversations. Plus measurable clinical performance to reinforce value year after year. 

Protect Your Reputation-Your client’s exposure to unpredictable Rx costs is eliminated while benefiting from nearly 40 years of experience, and award-winning service.

Stop defending unpredictable results and start delivering a solution your clients can count on.

Proven Results - Not Just Promises

Public Sector Client Case Study

Faced with rising Rx spend and unpredictable costs, this client needed a more stable solution.

With Benecard:

Achieved predictable monthly pharmacy costs

Eliminated pharmacy risk exposure

Delivered savings and a return of savings

Improved member safety through clinical programs

“Benecard is the Pharmacy Benefit Manager (PBM) our clients choose to utilize when it comes to their Rx benefits. Benecard’s team truly understands the pharmacy benefit landscape. “Not only do they provide real solutions to problems, but they also validate results!”— Lou Della Penna, Jr., Brown & Brown Benefit Advisors, Inc.

Make Rx Benefits The Reason You Win and Keep the Business

Best fit for clients with:

  • Exposure to high specialty or GLP-1 costs
  • Need for predictable budgeting
  • Employer sponsored groups of 100-5,000+ cardholder lives